Our process begins by working with you to establish clear and reasonable goals and objectives. We asses your level of risk tolerance via a questionnaire and establish your liquidity needs, your need for cash flow, and your investment time horizon. Then we delve deeper into any special circumstances that might impact these factors and concentrate on your expectations.
We create a personalized Investment Policy Statement (IPS) that serves as an outline of the duties and responsibilities associated with the management of your assets. The IPS contains all of the information gathered in Step 1 along with a summary of your long term objectives, how costs will be reported and how responsibilities will be assigned to the team working for you. As the market shifts, this IPS will guide us through a disciplined rebalancing strategy for your portfolio that meets your expectations.
We work to implement your investment plan, taking into consideration market factors and conditions using all of the options outlined in the IPS. Our portfolio management process includes a strategic asset allocation model that provides exposure to various fixed income strategies (government bonds, tax-free bonds, corporate notes and bonds, etc), equities using individual stocks, ETF’s, and mutual funds selected under the guidelines of your personalized IPS.
We continually monitor your investments, including market conditions, taxes, expenses, and any adjustments necessary to respond to your situation and life changes. As markets shift you’ll be the first to know, and our advisors will help you avoid every obstacle and take advantage of every opportunity.
From environmentally conscious companies, to businesses committed to social justice or ethics in business, we’ll craft a portfolio that aligns with your values.
There’s a common misconception that women struggle with or don't have time for finances and investment. Our advisors (and clients) would beg to differ.